Hong Kong take-home pay calculator, 2026/27

Two parts: MPF now, salaries tax afterwards

Your employer takes your share of MPF out of each month's pay. Salaries tax is not taken out of the monthly pay in this calculation: the IRD bills it afterwards, and provisional tax is usually based on the previous year's income. The big number above is the monthly pay that reaches the bank account after MPF. The tables also show the yearly salaries tax and the monthly average once it is set aside. See the salaries tax guide.

MPF

MPFA rules: the employee pays 5% of monthly relevant income from HK$7,100 (below that the employee pays nothing) up to HK$30,000, so at most HK$1,500 a month. The employer pays the same on top. The IRD limits the yearly deduction to HK$18,000. See the MPF guide.

Salaries tax

The tax is the smaller of two amounts: progressive rates (2%, 6%, 10%, 14%, 17% in HK$50,000 bands, the last above HK$200,000) on net chargeable income, which is salary less the MPF deduction less allowances, and 15% on net total income, which is salary less the MPF deduction (16% above HK$5,000,000). Allowances for 2026/27: HK$145,000 basic, HK$290,000 married person's, HK$140,000 for each child.

Not included

Bonuses, deductions other than MPF, allowances other than the three above, joint assessment, provisional tax and its instalments, and any salaries tax reduction. Results can differ from your payslip and tax bill.

Examples: salary after MPF and tax table.