Privacy policy

This policy explains what Go Home Early Malaysia (the site) collects when you use it, and what it does not. It is written to be consistent with the Personal Data Protection Act 2010 (PDPA) of Malaysia.

1. What you enter in a calculator

Amounts and choices you enter are calculated in your browser only. They are not sent to a server and not stored. There are no accounts or logins, so the site does not ask for your name, NRIC or passport number, EPF number or phone number.

2. What is collected

• Email you send: if you write to the contact address, the site receives your email address and message. It is used to reply and to fix errors, and deleted once the matter is closed.
• Hosting records: the hosting provider (Cloudflare) can process your IP address, browser details and request time for security and reliability.
• Fonts: the site uses the fonts already on your device and does not load fonts from another site.

3. Advertising and cookies

The site shows third-party advertising, including Google AdSense, and loads Google's advertising script (pagead2.googlesyndication.com) on its pages. Google and other third-party vendors use cookies to serve ads based on your visits to this site and other sites. You can manage personalised advertising in Google Ad Settings and learn how Google uses advertising cookies in Google's advertising policy. You can also block cookies in your browser settings, and the calculators keep working if you do.

What you enter in a calculator is not passed to advertisers. Advertising cookies collect browsing information as described in Google's policy.

4. Visit statistics

Visits to each page are counted with Cloudflare Web Analytics. It does not use cookies and does not follow individual visitors. It records aggregate figures such as page address, referrer, country and device type.

To see which calculators are used, a result on screen sends only the calculator's name (for example my-pay) to this site. The numbers you entered, your IP address and browser details are not sent with it or stored.

5. Sharing and transfer

The site does not sell or share personal information. The site is hosted by Cloudflare, Inc., which means information in hosting records can be processed outside Malaysia, and email may pass through a mail forwarding service.

6. Access and correction

Under the PDPA you can ask to see, correct or delete personal data held about you. For this site that means an email you sent: write to the contact address.

7. Contact

Site operator: [email protected]

8. Changes

If this policy changes, the new version will be posted here with its date.

Effective 2 November 2026.