Guides

How the figures in the calculators are worked out, with examples. Each guide lists the official pages it relies on.

• Take-home pay after CPF in Singapore, 2026: rates, ceilings and bonusesHow much CPF comes out of Singapore pay in 2026: rates by age, the S$8,000 monthly ceiling, the bonus ceiling, and examples for citizens, PRs and Employment Pass holders.
• How Singapore income tax is calculated: a YA 2027 worked exampleSingapore income tax for 2026 income (YA 2027) step by step: Earned Income Relief, CPF relief, rate bands and the non-resident rule, with a worked S$96,000 example.

The guides are general information only. Rates as at 2 November 2026.