In-hand salary calculator for India
Monthly in-hand pay from a CTC or gross salary, with EPF and income tax under the new and the old regime side by side. Each result shows the source behind it and the date it was checked. Nothing you type leaves your browser.
Calculators
Guides
FY 2026-27 key rates at a glance
| New regime, taxable income up to ₹4,00,000 | Nil |
| ₹4,00,000 to ₹8,00,000 | 5% |
| ₹8,00,000 to ₹12,00,000 | 10% |
| ₹12,00,000 to ₹16,00,000 | 15% |
| ₹16,00,000 to ₹20,00,000 | 20% |
| ₹20,00,000 to ₹24,00,000 | 25% |
| Above ₹24,00,000 | 30% |
| New regime standard deduction | ₹75,000 |
| New regime rebate (87A), taxable income up to ₹12,00,000 | up to ₹60,000 |
| Old regime slabs (under 60) | 5% from ₹2,50,000, 20% from ₹5,00,000, 30% from ₹10,00,000 |
| Old regime standard deduction | ₹50,000 |
| Old regime rebate, taxable income up to ₹5,00,000 | up to ₹12,500 |
| Health and Education Cess | 4% |
| Employee EPF | 12% of basic |
| EPF mandatory wage ceiling (from 17 September 2026) | ₹25,000 a month |
India taxes salary at source: the employer deducts income tax from the monthly pay, so the in-hand figure already has it taken out. The financial year runs from 1 April 2026 to 31 March 2027 (assessment year 2027-28). The Income-tax Act, 2025 came into effect on 1 April 2026 and the Finance Bill 2026 memorandum proposes no change in the rates. Every value, its source and the date it was checked is on Sources and rates.