Disclaimer

General information only

The calculators and guides on this site are general information. They do not take your personal circumstances into account and they do not suggest any financial product or KiwiSaver rate. Results are estimates. Your payslip, employment agreement, tax assessment and the figures your employer or Inland Revenue give you take priority.

What the calculator leaves out

• Secondary jobs and secondary tax codes, tailored tax codes and the non-notified rate.
• Bonuses, lump sums, holiday pay, redundancy and other one-off payments.
• Other income, deductions, Working for Families, and the tax return at the end of the year.
• Non-residents, and student loan repayments on income other than the main job.
• KiwiSaver fund performance, fees, withdrawals and contribution holidays.

Accuracy and changes

Rates are taken from Inland Revenue and ACC pages and are dated on the Sources and rates page. Laws and rates change, and there can be a delay before the site reflects a change. Rates as at 2 November 2026.

Limit of responsibility

To the extent the law allows, the operator is not liable for loss that results from using the site. Nothing here limits any right you have under New Zealand consumer law that cannot be excluded.

Where to check

For a decision that matters, check with Inland Revenue (ird.govt.nz), ACC (acc.co.nz), your employer's payroll team, or a qualified accountant.