Take-home pay calculator for the Philippines

Monthly net pay after SSS, PhilHealth, Pag-IBIG and withholding tax, with a note on 13th month pay. Each result shows the source behind it and the date it was checked. Nothing you type leaves your browser.

Calculators

Take-home payPay calculator: SSS, PhilHealth, Pag-IBIG, withholding tax and monthly pay after deductions
Net pay for every monthly salaryMonthly net pay after SSS, PhilHealth, Pag-IBIG and withholding tax from ₱15,000 to ₱200,000

Guides

SSS, PhilHealth and Pag-IBIG contributions in the Philippines 2026Rates, the salary credit rule, the caps and worked examples
Philippines withholding tax table 2026: monthly brackets and an exampleThe six monthly bands and a worked ₱50,000 example

All guides

2026 key rates at a glance

First ₱20,833 of taxable pay a month	Nil
₱20,833 to ₱33,333 of taxable pay a month	15% over ₱20,833, plus ₱0.00
₱33,333 to ₱66,667 of taxable pay a month	20% over ₱33,333, plus ₱1,875.00
₱66,667 to ₱166,667 of taxable pay a month	25% over ₱66,667, plus ₱8,541.80
₱166,667 to ₱666,667 of taxable pay a month	30% over ₱166,667, plus ₱33,541.80
Over ₱666,667 of taxable pay a month	35% over ₱666,667, plus ₱183,541.80
SSS, employee share of the monthly salary credit	5%
SSS salary credit, lowest and highest	₱5,000 and ₱35,000
PhilHealth premium, employee share	2.5% of ₱10,000 to ₱100,000
Most the employee pays a month: SSS, PhilHealth, Pag-IBIG	₱1,750, ₱2,500, ₱200
Pag-IBIG, employee share up to a fund salary of ₱10,000	2%
13th month pay and other benefits exempt up to	₱90,000 a year

The monthly table is BIR Annex E of Revenue Regulations 11-2018, in effect from 1 January 2023. Every value, its source and the date it was checked is on Sources and rates.