Pay, redundancy and leave calculators for Australia
Take-home pay, redundancy pay and notice, and unused annual leave, using the 2026-27 rates. Each result shows the legislation behind it and the date it was checked. Nothing you type leaves your browser.
Calculators
Guides
- Take-home pay on $80,000, $100,000 and $120,000 (2026-27)Tables for three salaries, with HELP and super on top or inside
- Redundancy pay and notice explained: weeks, amounts and who misses outThe notice table, the redundancy table and four worked examples
- Unused annual leave payout: how it is worked out when you leaveSection 90(2), the rate, leave loading and four examples
- HELP repayment in 2026-27: thresholds, marginal rates and examplesThe 2026-27 table, what counts as repayment income, ATO examples
- The 15% first tax band in 2026-27 vs 16%: what it changesThe most anyone saves, who saves less, and the 14% step in 2027-28
- Redundancy pay at a small business: the fewer-than-15-employees ruleHow the headcount is counted, when it is tested, what is still owed
- Casual vs permanent: take-home pay at the same hours (2026-27)The 25% loading against paid leave, and the paid weeks where they are equal
- Super guarantee at 12%: how to check it on your payslipWhat the 12% applies to, amounts at five salaries, a payslip checklist
2026-27 key rates at a glance
| Tax-free threshold | $18,200 |
| $18,201 to $45,000 | 15% |
| $45,001 to $135,000 | 30% |
| $135,001 to $190,000 | 37% |
| Over $190,000 | 45% |
| Medicare levy | 2% |
| Low income tax offset (maximum) | $700 |
| Super guarantee | 12% |
| Maximum super contribution base | $270,830 |
| HELP minimum repayment income | $69,528 |
| National minimum wage (per hour) | $26.44 |
The first tax band is 15% in 2026-27, down from 16%. Every value, its legislation and the date it was checked is on Sources and rates.