Take-home pay calculator for Kenya

Monthly net pay after PAYE, NSSF, SHIF and the Affordable Housing Levy. Each result shows the source behind it and the date it was checked. Nothing you type leaves your browser.

Calculators

Take-home payPay calculator: PAYE, NSSF, SHIF, Housing Levy and monthly pay after deductions
Net pay for every monthly salaryMonthly net pay after PAYE, NSSF, SHIF and the Housing Levy from KSh 20,000 to KSh 1,000,000

Guides

NSSF, SHIF and Housing Levy deductions in Kenya 2026Rates, the Tier I and Tier II limits, the caps and worked examples
Kenya PAYE tax bands 2026: monthly rates, relief and an exampleThe five monthly bands, the relief and a worked KSh 100,000 example

All guides

2026 key rates at a glance

First KSh 24,000 of taxable pay a month	10%
KSh 24,000 to KSh 32,333 of taxable pay a month	25%
KSh 32,333 to KSh 500,000 of taxable pay a month	30%
KSh 500,000 to KSh 800,000 of taxable pay a month	32.5%
Over KSh 800,000 of taxable pay a month	35%
Personal relief, off the tax each month	KSh 2,400
NSSF, employee share of pay up to KSh 108,000	6%
NSSF, most the employee pays a month	KSh 6,480
SHIF, share of gross pay (minimum KSh 300 a month)	2.75%
Affordable Housing Levy, employee share of gross pay	1.5%

The bands and the personal relief are from the KRA PAYE page, and NSSF Year 4 limits from the NSSF notice of February 2026. Every value, its source and the date it was checked is on Sources and rates.