Net pay on a KSh 30,000 monthly salary in Kenya (2026)
On KSh 30,000 a month an employee in Kenya takes home KSh 26,194 after PAYE, NSSF, SHIF and the Housing Levy. Deductions before tax are KSh 3,075.00 and PAYE is KSh 731.25, which leaves KSh 26,193.75 a month.
PAYE is the KRA monthly bands applied to the same salary every month, on pay after the employee NSSF, SHIF and Housing Levy, less the personal relief. Allowances, bonuses and insurance relief are not included.
At KSh 30,000 a month NSSF is KSh 1,800.00: Tier I KSh 540.00 on the first KSh 9,000 plus Tier II KSh 1,260.00 on the rest (6% of pay). It keeps rising until pay reaches KSh 108,000. SHIF is 2.75% of gross pay, KSh 825.00 a month, and the Housing Levy is 1.5%, KSh 450.00 a month. Neither has a ceiling.
Work out your own net payWhere the KSh 30,000 goes
| Per month unless stated | Amount |
|---|---|
| Gross monthly salary | KSh 30,000.00 |
| NSSF (employee) | -KSh 1,800.00 |
| SHIF (employee) | -KSh 825.00 |
| Housing Levy (employee) | -KSh 450.00 |
| Total deductions before tax | -KSh 3,075.00 |
| Taxable pay | KSh 26,925.00 |
| Tax before relief | KSh 3,131.25 |
| Personal relief | -KSh 2,400.00 |
| PAYE | -KSh 731.25 |
| Net pay for the month | KSh 26,193.75 |
| Net pay for 12 months | KSh 314,325.00 |
Assumes 12 equal monthly payments of basic salary, no allowances or bonus, and a full year with one employer. The employer pays its own NSSF and Housing Levy on top, which are not taken from your pay and are not in the table.
How the tax works out
Taxable pay after the three deductions is KSh 26,925.00, which falls in the 25% band that starts at KSh 24,000. The tax at the start of that band is KSh 2,400.00, plus 25% of the KSh 2,925.00 above it, gives KSh 3,131.25 before relief. The personal relief of KSh 2,400 brings PAYE to KSh 731.25. The next band, at 30%, starts at KSh 32,333 of taxable pay, which is KSh 5,408.00 higher.
Compare with nearby salaries
| Monthly salary | NSSF, SHIF, levy | PAYE | Net pay | Difference a month |
|---|---|---|---|---|
| KSh 25,000 | KSh 2,562.50 | KSh 0.00 | KSh 22,437.50 | -KSh 3,756.25 |
| KSh 30,000 (this page) | KSh 3,075.00 | KSh 731.25 | KSh 26,193.75 | - |
| KSh 35,000 | KSh 3,587.50 | KSh 1,853.13 | KSh 29,559.37 | +KSh 3,365.62 |
A rise of KSh 5,000 a month adds KSh 3,365.62 to net pay, so 67 cents of each extra shilling are kept.
Common questions
How much is KSh 30,000 a month after deductions in Kenya?
After NSSF of KSh 1,800.00, SHIF of KSh 825.00, the Housing Levy of KSh 450.00 and PAYE of KSh 731.25, net pay is KSh 26,193.75 a month.
Is PAYE taken on KSh 30,000 a month?
Yes. Taxable pay of KSh 26,925.00 is in the 25% band, and after the personal relief PAYE is KSh 731.25.
Are SHIF and the Housing Levy taken off before tax?
Yes. Since the Tax Laws (Amendment) Act, 2024 both are deducted from pay before PAYE is worked out, as the KRA PAYE page lists them. Employee NSSF is treated the same way as a pension contribution.
Other salaries
Net pay for every monthly salary, KSh 20,000 to KSh 1,000,000 · Take-home pay calculator · PAYE tax bands explained
Sources
- KRA: PAYE page, monthly bands, personal relief and allowed deductions
- NSSF: notice to employers, Year 4 contribution rates · Social Health Authority: SHIF premium rates
- Every rate used, with its source and check date: Sources and rates
This page shows figures calculated from the KRA, NSSF and Social Health Authority pages listed on the Sources page. It is general information only. Your payslip and your personal situation may differ. Rates as at 2 November 2026.