Alabama paycheck calculator, 2026
Take-home pay in Alabama for the 2026 tax year: federal income tax, Social Security, Medicare and Alabama income tax at rates from 2% to 5%, for single, married filing jointly and head of household filers.
Breakdown
Per pay cycle
2026 rates · IRS Rev. Proc. 2025-32, IRS Publication 15 (2026), state tax agencies · last checked Nov 2, 2026 · Sources
How Alabama taxes wages
Alabama charges graduated rates on wages for 2026. For a single filer the rates are 2% up to $500, 4% up to $3,000, 5% above $3,000 of taxable income. The state standard deduction depends on income; the calculator works it out from the 2026 formulas. The personal exemption is $1,500 single, $3,000 married filing jointly and $3,000 head of household. City and county taxes are not included in any figure on this site.
Alabama taxes $63,330 of this salary after the $2,500 state standard deduction and a $1,500 personal exemption, which comes to $3,126.50, or 4.17% of the salary. The 5% band starts at $3,000 of taxable income and has no upper limit, so a single filer at $75,000 pays 5% on the last dollar. Take-home pay is $58,466.00, $3,126.50 less than the same salary in Texas ($61,592.50).
At $75,000 (single, 2026) taxable income is $58,900 after the $16,100 standard deduction. The 22% bracket starts at $50,400 of taxable income, a salary of $66,500, so $8,500 of this salary is taxed at 22% and federal income tax is $7,670.00.
Social Security tax stops at $184,500 of wages ($11,439.00). At $200,000 it is still $11,439.00, so the extra $15,500 is charged only Medicare, federal income tax and state tax.
Alabama lets you deduct the federal income tax you pay, so the calculator subtracts the federal tax it works out before applying the 2%, 4% and 5% rates. The standard deduction falls as income rises from $25,999 to $35,500.
The rule for the federal tax deduction is read from the 2026 withholding booklet; the 2026 return instructions are not out yet.
Alabama take-home pay at five salaries
| Salary | Federal income tax | Social Security and Medicare | State tax | Take-home per year | Per month |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,629 | $32,691 | $2,724 |
| $60,000 | $5,020 | $4,590 | $2,509 | $47,881 | $3,990 |
| $80,000 | $8,770 | $6,120 | $3,322 | $61,789 | $5,149 |
| $100,000 | $13,170 | $7,650 | $4,102 | $75,079 | $6,257 |
| $150,000 | $24,734 | $11,475 | $6,023 | $107,768 | $8,981 |
Single filer, 2026, wages only, no pre-tax deductions or credits. Social Security and Medicare are the employee shares.
How this is calculated
Federal income tax
Wages less the standard deduction ($16,100 single, $32,200 married filing jointly, $24,150 head of household) is taxable income. For a single filer the rates are 10% up to $12,400, 12% up to $50,400, 22% up to $105,700, 24% up to $201,775, 32% up to $256,225, 35% up to $640,600, 37% above $640,600 of taxable income. The calculator uses the rate schedule printed in Rev. Proc. 2025-32, not the IRS Tax Table, and applies no credits.
Social Security and Medicare
The employee share of Social Security is 6.2% of wages up to $184,500. Medicare is 1.45% of all wages. The Additional Medicare Tax of 0.9% applies to wages over $200,000 for single and head of household filers and over $250,000 for married couples filing jointly (the calculator assumes the salary is the household's only wage).
State tax
States with no tax on wages show $0. States with one flat rate or rate bands use that state's 2026 rates and its standard deduction or personal exemption, and where the state has them, exemption credits, surtaxes and income-based deduction rules. Employee payroll contributions that the state requires, such as disability insurance and paid leave, are added as separate lines. New York City residents can add the city tax. Other city, county and school district income taxes are not included.
Not included
Federal and state credits such as the child tax credit, dependents, itemized deductions, pre-tax payroll deductions (401(k), health insurance), the 2025 to 2028 deductions for tips, overtime and seniors, second jobs and other income. Monthly and two-week results are the yearly result divided evenly.
Common questions
Does Alabama have a state income tax on wages?
Yes, graduated rates (rates from 2% to 5%) for 2026. City and county taxes are not included in any figure on this site.
How much is $75,000 a year after tax in Alabama?
For a single filer in 2026, $75,000 leaves $58,466.00 a year after federal income tax, Social Security, Medicare and Alabama taxes and premiums.
This calculator gives general information from the rates on the Sources page. It is not a substitute for your pay stub, your Form W-4, the IRS or your state tax agency, and it does not look at your personal circumstances. Rates as at November 2, 2026.